Preheat oven to 350-degrees F, and grease and flour two bread pans.
Grate the zucchini (I pulse mine in the food processor - skin on - to save time).
Chop the Baker's chocolate into tiny pieces and set aside.
In a large bowl, combine flours, salt, nutmeg, baking soda, cinnamon and sugar - use a whisk to blend.
In a separate bowl, beat the eggs, then combine with the oil, applesauce, water, zucchini and lemon juice.
Mix the wet ingredients into the dry mixture and fold in the walnuts, chopped Baker's chocolate, and chocolate chips.
Pour into the pans and bake for 1 hour, or until a toothpick comes out clean.
Let set 5 minutes before turning out onto a cooling rack.
Cool completely before slicing.